We all know that governments across the world are fighting a seemingly uphill battle to prevent our ever increasing drug importation and its subsequent social problems, but it’s interesting to note that the first International Drug Treaty was signed 100 years ago in 1912

I was appalled to read in the UK Daily Express recently that we have been giving £280 million a year to India for “aid”.

Don’t get me wrong, I have no objection at all to us helping out other countries, even though we’re in pretty dire straits ourselves here in the UK. The thing that gets my goat is the fact that India have said they don’t want the money but the UK have insisted they take it!

Like that in every county India has a credit-rating agency called CIBIL. CIBIL maintains a report that contains the financial activities of Indian citizens, and a score is assigned to each report. Banks ask for this report whenever a person applies for monetary assistance from their firms. They won't grant loan/ credit card to persons with bad credit history. Therefore, it is important to know if your name is listed in CIBIL. You can check your CIBIL status online in the official website of the agency CIBIL.com, and the procedure is given here.