One cannot care less about their credit score until they hit the point where getting a loan is almost impossible without a good score. That is why it is important to understand the credit score scale, how it is calculated, and what is considered a good credit score.
I have seen someone ignorant of his credit score and was rejected for a loan application for the umpteenth time as no lender is willing to take the risk to loan any amount to him. That said even if he were to get the loan, the interest is likely to be abnormally high. Apparently this is due to by his poor credit score.
Read more » Credit Score Scale


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