While it feels good for today's woman to make her own money (and in some cases, her own boss) and spend it any way she pleases. Yet, many do not see the day when they have to trade in their Prada stilettos for orthopedic shoes or something closer to the ground. Women do not need a lot of money to have a decent savings plan.

With the constant drumbeat of dire financial news saturating the media, the general stress level is being ratcheted up even higher. There are ways, though, to cope with the financial meltdown.

Get back to simplicity. You relationships, family and friends should be the most important elements of your life--not things. Being able to just communicate your anxieties will help alleviate some of the pressure. Try to mend relationships or seek out new ones if you have no one close in which to confide. Ask for help and insight to manage your stress.

Down to earth, common sense ways that will inspire you to save more money for retirement. Too often we overlook painless ways to cut unnecessary costs and we don't realize how much of a difference it will make. This is simple financial advice to help you save and invest enough to retire comfortably.