"Don't blame me!", said a local Gilbert mom. She went on to say, "I voted no on the proposition promising education funding would not be cut because I knew the state government wouldn't keep their word."

This seems to be the case as Arizona politicians are backpedaling on the promises of protection from cuts in education.

n the first 4 parts of this series I explained why you should have at least as much income after you retire as you need prior to retirement. I set an example of a net income of $50,000 per year. It was determined that in order to have a net income of $50,000 per year and have it keep up with inflation, you would need to have $1.05 million in investments when you retire.

Have you ever wondered why the age that you can begin receiving Social Security benefits is set at 62? Why wouldn't it be 60 or 65 or even 55?

Here is the answer. President Franklin Roosevelt began Social Security in the 1930's. In the midst of the depression, the American people were excited to hear the government was going to take care of them. What they didn't realize is that this was the beginning stages of Socialism.