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With no regulation on who can call themselves "Christian" and "Not for profit", the debt consolidation industry has a bad name due to many dishonest operators. This article details the ways to investigate a debt consolidation agency before signing an agreement with them.
If you have decided that debt consolidation is right for your situation, this article is essential reading.

It's really poor that there
It's really poor that there are people around who would want to scam people out of their money when they are already down and out financially.