Putting your home on the market as a short sale is not favorable but can be far better alternative than allowing it to fall into foreclosure. A short sale is when the lender agrees to allow the homeowner put their home on the market for less than it is worth and without having to pay the difference. A short sale is only beneficial if the lender does not report the deficiency on your credit report. However, it will still show as a negative account on your credit report since the ‘settled’ amount is less than what was owned.

With the economy in the dumps, millions of homes have gone into foreclosure in the US. What happened, how it happened, and who or what is responsible, meant nothing to this economist/writer when she was hit by the reality of the families behind the numbers.
I am a student of the economy; an economist, to be specific. I have a decent knowledge about the workings of our economy, and I watch the numbers on a daily basis. Although I am retired from working in the markets, I still follow the Stock and Bond Markets everyday. This makes me a numbers person, in a way.

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