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In my entire life, I’ve rarely taken my wallet out. My friends call me “kuripot ” (stingy in Filipino) because I am ridiculously stingy. Even my family make fun of me sometimes (but I know they’re secretly happy about it haha). Why am I so stingy? There are plenty of reasons. I don’t have my own family yet, and I want to save money for my future. I’m not that type of person who believes in the saying “eat, drink, and be merry, because tomorrow we die. ” What if we spent a fortune to have a good time today (because they say “tomorrow we die ”) and then we wake up the next day (we’re still alive???), leaving us with nothing but bills and empty wallets? Besides, I don’t want to die yet. I want a future. Even if we did die, money is still needed. I wouldn’t want to add my family’s expenses if I die. What could be worse than losing a loved one and having to pay lots of cash for their burial, etc.? Another good reason is that I want to be prepared. Things will happen. Accidents, illness, and other emergencies. These things need money, and you cannot do anything about it. It’s really important to have some money set aside.
Read » How to Save Money and Get the Most Out of It



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